How to Sell on CRED? A Beginner’s Guide to Become a CRED Seller in 2025

These days, many mobile apps, including PhonePay, Paytm, and numerous more, offer rewards to users. The CRED App is one of the newest applications to hit the market for digital payments. Many people have been looking for more information about the CRED App on Google as it has grown to be extremely popular. In this blog, we take a look at why you should sell on CRED, the steps to set up a CRED seller account, and the challenges faced by becoming a CRED seller.

What is CRED?

Kunal Shah, who also established Freecharge, founded the CRED App. Later, SnapDeal purchased Freecharge for $400 million. An app with a team of about 60 employees based in Bengaluru has already raised millions of dollars.

It is the only app available as of right now that allows you to get reward points for paying your credit card bills. While Paytm also offers reward points for paying your bills, not all credit cards are eligible. The ability to redeem reward points through virtually any credit card is what sets CRED apart from the competition. 

Your credit cards are connected to the online payment software CRED. The creator of the startup FreeCharge, Kunal Shah, created the app. The CRED App promises to automate and advance the use of credit cards. The software also provides users with a variety of incentives in the form of CRED coins, which can be exchanged for money or deals. The CRED app is not accessible to everyone, though. Only people with credit scores of at least 750 are permitted to use the CRED app. The app runs a credit check using the phone number associated with your bank account. You are added to a waitlist if you do not meet the requirements to access the app.

Why Should You Sell on CRED?

You must establish a product listing in order to sell goods on CRED. This will contain the name of the product, a description, a price, and pictures. A payment method needs to be established as well. PayPal and Stripe are the payment methods accepted by CRED. You can start selling your product as soon as you’ve established a payment option. When someone purchases your product, they will be charged right away and you will get the money within a day. Through the CRED seller dashboard, you can keep tabs on your purchases and payments.

The majority of providers permit their credit-worthy clients to postpone paying for their purchases. Buyers can keep, prepare and sell their purchases before having to pay the whole amount owed thanks to deferred payment arrangements. Without them, the majority of businesses would be forced to rely on costly, ongoing lines of credit. Giving clients service in order to persuade additional people to make a purchase is the essence of becoming a CRED seller. Credit is nearly always expected in some businesses, particularly capital-intensive ones.

Businesses only use credit when the rise in sales makes it worthwhile to incur the related bookkeeping, bad debt, and carrying costs. For instance, credit sales make up the majority of Airbus’ sales. On the other hand, cash is used in practically all of Burger King’s transactions.

Easy Steps to Sell on CRED and Open a CRED Seller Account

Create a message describing the company and the product with a few links to the brand’s website, social media, YouTube channel, or catalog. If you use credit cards frequently and have a lot of them, having this app will be very helpful to you. You can sell on CRED and setup a CRED seller account through the following steps:

• Download the CRED app.
• Apply for CRED membership and enter the one-time password to confirm your phone number. You can easily sign up to become a member if your credit score is higher than 750.
• As CRED has integrated with credit bureau Experian, all of your credit cards will be visible.
• Enter the card’s concealed numbers to verify your cards before adding them to the app.
• You can now pay your bills to earn reward points when your card has been verified.

Here are the measures you can take if your request to join the group is denied:

If there are numerous mobile numbers connected to the various cards, try altering the contact information. If they have denied your application to sell on CRED without explanation, get in touch with their customer support. If your credit score is poor, say below 750, give it another go after some time has passed.

Products Offered by CRED Sellers

Solutions for credit risk management must be able to safely store, organize, and search data using a range of criteria. Any database, including CRED, must be continuously updated to prevent potentially outdated information and be keyword optimized to enable quick access to data. CRED sellers are constantly at risk of their sensitive information being mismanaged.

The platform’s goal is to generate income from four items that it introduced during the lockdown to manage its tasks during the COVID19 epidemic. The site had established two loan products in April 2020: “Rent Pay” and a credit line. “Rent Pay” was created with the intention of enabling customers to pay monthly rent and other recurring bills using credit cards. In the meantime, the credit line has been established to provide loans in collaboration with banks at a rate that is one-third lower than the market average.

Around the same time, a brand discovery tool called “Discover” was also launched. In addition to the revenue share obtained from its credit line offering, the platform hopes to make money by charging to use Rentpay. Additionally, it intends to charge companies for putting their goods on the “Discover” platform, where customers may use CRED currencies to get discounts. The marketing effort for CRED’s platform during the ongoing Indian Premier League (IPL) cricket season has also played a significant role in the platform’s growth. According to a TechStory story, the business has reported growth in both its user base and the cash it is receiving.

Conclusion: Is Becoming a CRED Seller Right for Your Business?

Famous for its superior user experience, CRED’s business strategy stands out by giving its clients the advantages listed below: With just five taps, you may pay rent, credit card balances, and other payments all at once.

The success of this startup is due to its emphasis on the customer experience. The business has created a smartphone application that enables users to track their credit scores, make on-time bill payments, and apply for loans with ease. Customers who use the Cred app frequently are also eligible for prizes and discounts.

Sell on CRED: FAQs

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